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Terms & Conditions

Australian Credit Licence #494494

About This Website

This website is operated by New Choice Finance Group, a trading name of New Choice Car Loans Pty Ltd (Australian Credit Licence #494494). By accessing and using this website, you accept and agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use this website.

Use of This Website

The content of this website is provided for general information purposes only and does not constitute financial advice. You should not rely on any information on this site as a substitute for professional financial advice. We recommend that you seek independent financial advice before making any financial decisions.

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, restrict or inhibit anyone else's use and enjoyment of the website.

No Guarantee of Finance

Submitting an enquiry through this website does not guarantee approval of any loan or finance product. All applications are subject to lender approval criteria, credit checks, and assessment of your individual circumstances. Interest rates, fees, and terms vary between lenders and are subject to change without notice.

Credit Licence & Regulatory Compliance

New Choice Car Loans Pty Ltd holds Australian Credit Licence #494494 and is authorised to engage in credit activities under the National Consumer Credit Protection Act 2009. We are bound by the responsible lending obligations under Australian law.

Third-Party Lenders

New Choice Finance Group acts as a finance broker and may refer you to third-party lenders. We do not guarantee the products or services offered by any third-party lender. Each lender has their own terms, conditions, fees, and eligibility criteria. You should review all lender documentation carefully before accepting any finance product.

Accuracy of Information

While we endeavour to keep the information on this website accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website.

You are responsible for ensuring that any information you provide to us through this website, including via the enquiry form, is accurate, complete, and not misleading.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of New Choice Finance Group or its licensors and is protected by Australian and international intellectual property laws. You may not reproduce, distribute, or otherwise use any content from this website without our prior written consent.

External Links

This website may contain links to external websites that are not operated by us. We have no control over the content and practices of these sites and cannot accept responsibility or liability for their respective privacy policies or content.

Limitation of Liability

To the maximum extent permitted by law, New Choice Finance Group and its directors, employees, and agents shall not be liable for any loss or damage arising from your use of this website or reliance on any information provided on it. This includes, but is not limited to, indirect or consequential loss, loss of data, or loss of profits arising out of or in connection with the use of this website.

Privacy

Your use of this website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your Personal Information.

Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of Australia. Any disputes arising from or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Australia.

Changes to These Terms

We reserve the right to update or modify these Terms & Conditions at any time without prior notice. Your continued use of this website following any changes constitutes your acceptance of the revised terms.

Contact Us

If you have any questions about these Terms & Conditions, please contact us: